Children of parents who qualify for SSDI because they are unable to work could receive benefits until they turn 18. In cases where the child is still in secondary school they can receive benefits until age 19. If a child becomes disabled before the age of 22 that child can receive benefits indefinitely but may be eligible for benefits at a higher rate by applying for benefits as an adult.
Aside from biological children this could also apply to adopted children, stepchildren, and even grandchildren and step grandchildren if there is no living parent. Children who are disabled can also receive benefits beyond age 18 as well.
In most cases, a child will receive 50% of the parent’s SSDI payment. This generally applies to one child, in most cases the maximum amount that a family will be allowed to receive in total will be 150% of the parent’s SSDI payment, in some cases this amount be higher.
If a child meets the criteria for a disability according the SSA, they might be eligible to receive SSI benefits. The child's condition or conditions must result in marked and severe functional limitations and seriously limit their activities. Like all claims for disability benefits from the SSA, the child's SSI claim must be expected to last for at least 12 months or result in death.
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