If you have become disabled and can no longer work, you will be asking yourself many questions including how can you provide for yourself and your family. For many disabled people, one option could be Social Security Disability Insurance (SSDI). SSDI is administered through the Social Security Administration which also administers Social Security Retirement Benefits. If you had been working prior to becoming disabled, you most likely were paying into the Social Security system out of your paychecks. Workers who pay into Social Security system are entitled to retirement benefits upon reaching retirement age but also can be entitled to disability benefits if they become disabled and can no longer work.
Help4ThePeple can provide you with information on disability benefits but we can also connect you with legal counsel and representation you need. Qualified legal representation could often make the difference when it comes to successfully filing a claim or an appeal.
In order to qualify for disability benefits you must have a condition that prevents you from working for at least 12 months. You disability must be recognized by the SSA and you must demonstrate how it prevents you from being able to work.
To receive SSDI you also have to have worked enough hours and paid enough into the Social Securuty system to be eligible.
Yes, the SSA recognizes a number of mental disabilities and conditions that would qualify for disability benefits. You still would need to meet the non-medical criteria for SSDI or SSI benefits.
If you are a veteran and have have become injured or sick as a result of your military service, you are most likely eligible for benefits from the Veterans Administration (VA). But you may also be eligible for disability benefits if you meet the disability and work history criteria. You can receive both benefits at the same time, too.
There are a couple of ways in which children can receive disability benefits. If one parent is receiving Social Security Disability benefits a child of that parent can receive a percentage of the parent's disability payments in addition to what the parent is receiving. In other cases, a disabled child might be directly able to receive SSI benefits if the child's family has limited income and assets.
If you are considered disabled according to SSA standards but do not have the work history to qualify, you may be eligible for Supplemental Security Income (SSI). Unlike SSDI, SSI is need based and not dependent on your work history. SSI is means tested so you can't make above a certain amount in any form of income and must have limited assets.
The main difference between Supplemental Security Income (SSI) and Social Security Disability Insurance (SSDI) is that SSI is based on need and has income and asset limits. SSDI on the other hand is not need based so there are no limits on unearned income, which would include dividend income, pensions, and inheritances.
Getting approved for disability benefits can take anywhere from 5-24 months depending on whether your initial claim is approved.
You may qualify for SSDI benefits but in many cases an applicant won't receive them until a period of time following eligibility. This may be due to a pending application taking longer than expected, or appealing a denied claim. When you are found to be eligible, you can receive payments for the months that you were eligible, but didn't yet receive your benefits. This is known as Back Pay. Back pay is sometimes confused with Retroactive Pay but the two are different.
Your disability benefits claim could be denied for any number of reasons but denial of disability claims fall into 2 main categories, Technical Denials and Medical Denials. Technical denials mainly occur when you have not worked enough hours to qualify for SSDI. Medical denials are due to the SSA determining that you don't meet the criteria for being disabled according to their standards.
Yes, you can work while on disability. There are limitations on how much money you can make. Income must be part-time, but if it exceeds $1,350 a month you are considered to be engaging in substantial gainful activity and as a result, ineligible for continuing disability benefits.
Social Security Disability recipients qualify for Medicare coverage but not until 24 months after their date of eligibility, which is 5 months after the onset of the disability. Before this occurs, there are options for SSDI recipients to receive medical coverage.