SSDI and Mental Disability

For people unable to work due to a disability, Social Security Disability Insurance covers numerous conditions. While physical illnesses like neurological disorders, autoimmune conditions, and respiratory illnesses are just some of the conditions that qualify for disability benefits. Conditions such as these are generally associated with eligibility for SSDI benefits, but not everyone is aware that some mental disorders and illnesses can also qualify for benefits.

Examples of Mental Illnesses that Qualify for SSDI Benefits:

Autism Spectrum Disorders

Bipolar Disorders

Depression and Anxiety

Memory Impairments

Brain and Neurological Disorders

Personality Disorders

Schizophrenia

Substance Abuse Disorders

Even if the condition is listed, you will still need to prove to the Social Security Administration (SSA) that your condition makes you unable to work. As with all disability claims, you will need to substantiate your claim with medical evidence such as doctors' diagnoses, test and imaging results, and therapy records.

SSA Assessments

A doctor for the SSA will conduct a Mental Residual Functional Capacity Assessment (MFRC) to help determine your ability to perform basic job-related activities and whether your condition impedes your ability to work. This assessment will gauge your ability to follow directions, to concentrate and complete tasks on time, ability to get along with co-workers, and how you adapt to change in the workplace.

he SSA has a form to establish that you have a mental disability that prevents you from working.The Psychiatric Review Technique Form (PRTF)yincludes a summary of your condition, any supporting documentation from your doctors and medical providers, a rating of your functional limitations that hinder your daily activities, ability to work, and social functioning. An SSA apppointed doctor will complete this form as part of the determination process.

Work History

Also, you will have to have worked enough hours and paid into the Social Security system prior to the the onset of your condition to be able to receive SSDI benefits.

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