SSDI and Retirement

What happens to your disability benefits when you reach retirement age?

In most cases, very little should change for you if you are receiving disability benefits. The SSA will convert your SSDI or SSI benefits into Social Security retirement benefits. Your SSDI payments are calculated as if you have just reached your full retirement age so in most cases, little, if any, will change regarding your monthly payment. SSI recipients will also see little, if any change in the amount of their benefits. Full retirement age is 66 for people born from 1943-1955, increasing up to 66 and 10 months for people born 1955 through 1959 and at 67 for people born 1960 or later.

There is one particular circumstance where you may see in increase in the monthly payment you receive. If you were also receiving Workers' Compensation while you were receiving SSDI benefits, your SSDI payments may have been reduced to offset the Workers Comp income because both are paid out to remedy the same situation. Upon retirement age your Social Security income has been converted to retirement benefits so no longer conflicts with your Workers' Comp income and you will receive the full amount of both.

Whether you are currently reciving disability benefits and have questions or you want to apply for disability benefits, Help4thePeople is a source of disability benefits information and can also connect you with disability lawyers nationwide.

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